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Local 1776 Federal Credit Union

Local 1776 Federal Credit Union

Banking on a first name basis

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    • Change of Address Form
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    • About Us
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  • Disclosures
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  • Agreements
    • Account Agreement
    • Checking Account Agreement
    • Check Card Agreement
    • Teller Line Connection Agreement

Fees

Fee Schedule
Effective Febuary 1, 2015

Electronic Services

Internet Bill Payer Free
E-Statement Free
Online Banking Free
T.L.C. (Automated Bank by Phone) Free
Western Union Quick Cash $40.00
Wire Transfers
Incoming Wires $20.00
Domestic Outgoing $30.00
Early Certificate of Deposit Withdraw $25.00

Loans

Home Equity Application Per County
Late Payment (Over 15 Days) 5% of Payment Amount
NFS Check Payment $35.00
Faxed Payoff Request $10.00

Miscellaneous

Account Research (Per hour) $40.00
Below Par Value Fee (Per Month) $500
Christmas Club Early Withdraw $30.00
Credit Union Check In Excess of 2 Per Month Payable to Self $5.00
Credit Union Check In Excess of 2 Per Month Payable to Third Party (Per Item) $7.00
Deposit Returned Unpaid (Per Item) $30.00
Dormant Account (Inactive over six months) $6.00
Escheat Fee $50.00
Failure to Notify Credit Union of Address Change $7.00
Garnishment Fee $50.00
Interim Statement or Statement Copy $7.00
Returned Pre Authorized Withdraw (ACH) $35.00
Stop Payment on Credit Union Check $30.00
Telephone Transaction (via MSR) $6.00
Negative Account Fee (Fee is charged on 3rd consecutive day, 10th consecutive day and 17th consecutive day the account is negative for a maximum of $90 in charges) $30.00

Visa Check Card

Annual Fee Free
POS Purchase (Unlimited Transactions) Free
ATM Withdraw
First 5 Per Month Free
Over 5 per Month (Per Transaction) $2.50
Card Replacement Fee $30.00
NSF – Non-Sufficient Funds $30.00

Checking

Check Copy $6.00
Check Copy (Via Online Banking) Free
Check Printing Price Varies
Overdraft Protection $6.00 per transaction
NSF – Non-Sufficient Funds $35.00 per transaction
Stop Payment $35.00

https://www.youtube.com/watch?v=udUbI7OpJ4w

Quick Links

  • Credit Card Online Login
  • Sign Up For E-Statements
  • Order Personal Checks & Supplies

Contact us:
Phone - 610.941.2604
Fax - 610.941.2608
Voice Response Number - 610.941.2600

Email us at contactus@1776creditunion.org

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