Fee Schedule
Effective Febuary 1, 2015

Electronic Services

Internet Bill Payer Free
E-Statement Free
Online Banking Free
T.L.C. (Automated Bank by Phone) Free
Western Union Quick Cash $40.00
Wire Transfers
Incoming Wires $20.00
Domestic Outgoing $30.00
Early Certificate of Deposit Withdraw $25.00

Loans

Home Equity Application Per County
Late Payment (Over 15 Days) 5% of Payment Amount
NFS Check Payment $35.00
Faxed Payoff Request $10.00

Miscellaneous

Account Research (Per hour) $40.00
Below Par Value Fee (Per Month) $5.00
Christmas Club Early Withdraw $30.00
Credit Union Check In Excess of 2 Per Month Payable to Self $5.00
Credit Union Check In Excess of 2 Per Month Payable to Third Party (Per Item) $7.00
Deposit Returned Unpaid (Per Item) $30.00
Dormant Account (Inactive over six months) $6.00
Escheat Fee $50.00
Failure to Notify Credit Union of Address Change $7.00
Garnishment Fee $50.00
Interim Statement or Statement Copy $7.00
Returned Pre Authorized Withdraw (ACH) $35.00
Stop Payment on Credit Union Check $30.00
Telephone Transaction (via MSR) $6.00
Negative Account Fee (Fee is charged on 3rd consecutive day, 10th consecutive day and 17th consecutive day the account is negative for a maximum of $90 in charges) $30.00

Visa Check Card

Annual Fee Free
POS Purchase (Unlimited Transactions) Free
ATM Withdraw
First 5 Per Month Free
Over 5 per Month (Per Transaction) $2.50
Card Replacement Fee $30.00
NSF – Non-Sufficient Funds $30.00

Checking

Check Copy $6.00
Check Copy (Via Online Banking) Free
Check Printing Price Varies
Overdraft Protection $6.00 per transaction
NSF – Non-Sufficient Funds $35.00 per transaction
Stop Payment $35.00